:root{
  --navy:#023566; --blue:#0E5BA6; --magenta:#9B1F54; --orange:#E55318;
  --white:#FFFFFF; --cream:#F7F5F1; --silk:#F0EDE8; --ink:#0C0C28;
  --slate:#5A5A72; --rule:#E0DDD8; --maxw:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Montserrat',Inter,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--white);
  line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}

/* ===== scroll-reveal ===== */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.06s}.reveal.d2{transition-delay:.12s}.reveal.d3{transition-delay:.18s}
.reveal.d4{transition-delay:.24s}.reveal.d5{transition-delay:.30s}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1!important;transform:none!important;transition:none!important}}

/* ===== HERO ===== */
.hero{
  padding: 0px 0px;
  position:relative;
  color:#fff;
  overflow:hidden;isolation:isolate;
  display:grid;grid-template-columns:1fr 1fr;min-height:420px;
}
/* left panel — dark gradient */
.hero-left{
  background:linear-gradient(135deg,#020e22 0%,#023566 55%,#3a1149 100%);
  padding:72px 52px 72px 50px;
  display:flex;flex-direction:column;justify-content:center;
  position:relative;z-index:2;
}
.hero-left::after{
  content:"";position:absolute;right:-1px;top:0;bottom:0;width:80px;
  background:inherit;clip-path:polygon(0 0,0% 100%,100% 100%);
  z-index:3;
}
/* right panel — photo */
.hero-right{
  position:relative;overflow:hidden;
  background:url("https://images.unsplash.com/photo-1540575467063-178a50c2df87?w=1400&q=85&auto=format&fit=crop&crop=center") center/cover no-repeat;
}
.hero-right::before{
  content:"";position:absolute;inset:0;
  background:linear-gradient(90deg,rgba(2,14,34,.85) 0%,rgba(2,53,102,.4) 40%,transparent 100%);
  z-index:1;
}
/* diagonal slice */
.hero-right::after{
  content:"";position:absolute;left:0;top:0;bottom:0;width:120px;
  background:linear-gradient(135deg,#020e22 0%,#023566 55%,#3a1149 100%);
  clip-path:polygon(0 0,100% 0,0 100%);
  z-index:2;
}

/* overlay badge on photo */
.hero-badge{
  position:absolute;bottom:36px;right:36px;z-index:4;
  background:rgba(2,14,34,.78);backdrop-filter:blur(12px);
  border:1px solid rgba(255,255,255,.18);border-radius:10px;
  padding:18px 22px;text-align:center;
  opacity:0;animation:fadeUp .8s ease 1s forwards;
}
.hero-badge .bnum{font-size:38px;font-weight:800;letter-spacing:-1.5px;
  background:linear-gradient(90deg,var(--orange),#ff85b3);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero-badge .blab{font-size:11px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:#cfcfe0;margin-top:2px}

.hero h1{font-size:clamp(28px,3.4vw,50px);font-weight:800;line-height:1.08;letter-spacing:-1.2px;max-width:22ch}
.hero h1 .ln{display:block;overflow:hidden}
.hero h1 .ln>span{display:inline-block;transform:translateY(110%);animation:riseIn .9s cubic-bezier(.2,.75,.2,1) forwards}
.hero h1 .ln:nth-child(2)>span{animation-delay:.13s}
.hero h1 .accent{color:var(--orange);font-style:normal}
@keyframes riseIn{to{transform:none}}
@media(prefers-reduced-motion:reduce){.hero h1 .ln>span{transform:none;animation:none}}
.hero-sub{margin-top:20px;font-size:clamp(14px,1.5vw,16px);color:#dcdcec;max-width:46ch;font-weight:500;line-height:1.65;
  opacity:0;animation:fadeUp .8s ease .5s forwards}
@keyframes fadeUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
.hero-rule{height:3px;background:linear-gradient(90deg,var(--orange),var(--magenta));width:0;margin:26px 0 0;
  animation:growRule .9s ease .7s forwards}
@keyframes growRule{to{width:80px}}
.hero-actions{margin-top:28px;display:flex;gap:14px;flex-wrap:wrap;opacity:0;animation:fadeUp .8s ease .8s forwards}
.btn{display:inline-flex;align-items:center;gap:10px;padding:13px 24px;border-radius:3px;font-weight:700;
  font-size:14px;letter-spacing:.3px;transition:transform .18s,box-shadow .18s,background .18s,color .18s;cursor:pointer;border:none;position:relative}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 8px 22px rgba(229,83,24,.34)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 32px rgba(229,83,24,.46)}
.btn-primary .ar{transition:transform .2s}.btn-primary:hover .ar{transform:translateX(4px)}
.btn-ondark{background:rgba(255,255,255,.06);color:#fff;border:1.5px solid rgba(255,255,255,.55);backdrop-filter:blur(4px)}
.btn-ondark:hover{background:#fff;color:var(--navy);transform:translateY(-2px)}
.hero-trust{margin-top:40px;display:flex;gap:24px;flex-wrap:wrap;align-items:center;padding-top:22px;
  border-top:1px solid rgba(255,255,255,.18);opacity:0;animation:fadeUp .8s ease .95s forwards}
.hero-trust .t{font-size:11px;color:#cfcfe0;font-weight:500;display:flex;align-items:center;gap:8px}
.hero-trust .t b{color:#fff;font-weight:700}
.hero-trust .dot{width:6px;height:6px;border-radius:50%;background:var(--orange);flex-shrink:0;
  box-shadow:0 0 0 0 rgba(229,83,24,.6);animation:pulse 2.4s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(229,83,24,.5)}70%{box-shadow:0 0 0 7px rgba(229,83,24,0)}100%{box-shadow:0 0 0 0 rgba(229,83,24,0)}}
.scrollcue{display:none}
@media(max-width:860px){
  .hero{grid-template-columns:1fr;min-height:auto}
  .hero-right{display: none;}
  .hero-right::after{display:none}
  .hero-left{padding:52px 28px 48px}
  .hero-left::after{display:none}
  .hero-badge{bottom:20px;right:20px}
  .hero-sub{font-size: 12px;}
}

/* ===== STAT MARQUEE ===== */
.stats{display:grid;grid-template-columns:repeat(4,1fr);background:var(--navy);color:#fff;position:relative;overflow:hidden}
.stats::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,transparent,rgba(229,83,24,.16),transparent);
  transform:translateX(-100%);animation:sheen 6s ease-in-out infinite}
@keyframes sheen{0%,100%{transform:translateX(-100%)}50%{transform:translateX(100%)}}
.stat{padding:34px 24px;border-right:1px solid rgba(255,255,255,.12);position:relative;z-index:1}
.stat:last-child{border-right:none}
.stat .num{font-size:46px;font-weight:800;letter-spacing:-1.5px;line-height:1}
.stat:nth-child(1) .num{color:#fff}.stat:nth-child(2) .num{color:var(--orange)}
.stat:nth-child(3) .num{color:#ff85b3}.stat:nth-child(4) .num{color:#7fb0ec}
.stat .lab{margin-top:8px;font-size:13px;font-weight:600;color:#b9b9cf;letter-spacing:.2px}
@media(max-width:760px){.stats{grid-template-columns:repeat(2,1fr)}
 .stat:nth-child(2){border-right:none}.stat:nth-child(1),.stat:nth-child(2){border-bottom:1px solid rgba(255,255,255,.12)}}

/* ===== section ===== */
section{padding:84px 0}
.sec-head{display:flex;align-items:baseline;gap:16px;margin-bottom:6px}
.sec-num{font-size:22px;font-weight:800;color:var(--orange)}
.sec-title{font-size:clamp(28px,3.6vw,42px);font-weight:800;color:var(--navy);letter-spacing:-.8px}
.sec-rule{height:3px;width:100%;margin:18px 0 10px;background:linear-gradient(90deg,var(--orange),var(--magenta))}
.sec-intro{font-size:17px;color:var(--slate);max-width:62ch;margin-bottom:44px;font-weight:500}

/* ===== signature: featured award ===== */
.feature{display:grid;grid-template-columns:1.05fr .95fr;gap:0;border-radius:14px;overflow:hidden;
  background:linear-gradient(125deg,var(--navy) 0%,var(--blue) 60%,var(--magenta) 130%);color:#fff;
  position:relative;box-shadow:0 30px 70px rgba(2,53,102,.28);margin-bottom:54px}
.feature::before{content:"";position:absolute;inset:0;
  background:radial-gradient(50% 70% at 100% 0%,rgba(229,83,24,.4),transparent 60%);pointer-events:none}
.feature .fl{padding:48px 44px;position:relative;z-index:1}
.feature .ftag{font-size:12px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:#ffb59a;margin-bottom:18px}
.feature h3{font-size:clamp(28px,3.4vw,40px);font-weight:800;letter-spacing:-.6px;line-height:1.08;margin-bottom:18px}
.feature p{font-size:15.5px;color:#dcdcec;line-height:1.6;max-width:46ch;margin-bottom:26px}
.feature .fbig{font-size:clamp(64px,9vw,104px);font-weight:800;line-height:.9;letter-spacing:-3px;
  background:linear-gradient(90deg,#fff,#ffd9c9);-webkit-background-clip:text;background-clip:text;color:transparent;margin-bottom:6px}
.feature .fbiglab{font-size:13px;font-weight:600;letter-spacing:1px;text-transform:uppercase;color:#cfcfe0;margin-bottom:28px}
.feature .fr{position:relative;min-height:340px;overflow:hidden;
  background:linear-gradient(160deg,rgba(2,53,102,.1),rgba(155,31,84,.35)),url("https://images.unsplash.com/photo-1543269865-cbf427effbad?w=1200&q=80&auto=format&fit=crop") center/cover no-repeat}
.feature .fr::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--navy),transparent 40%)}
@media(max-width:880px){.feature{grid-template-columns:1fr}.feature .fr{min-height:220px}.feature .fl{padding:36px 28px}}

/* ===== cards ===== */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:980px){.grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.grid{grid-template-columns:1fr}}
.card{border:1px solid var(--rule);border-radius:10px;background:#fff;transition:transform .25s cubic-bezier(.2,.7,.2,1),box-shadow .25s,border-color .25s;
  position:relative;overflow:hidden;display:flex;flex-direction:column}
.card::before{content:"";display:block;height:5px;width:100%;background:linear-gradient(90deg,var(--orange),var(--magenta))}
.card.b-blue::before{background:linear-gradient(90deg,var(--blue),var(--navy))}
.card.b-mag::before{background:linear-gradient(90deg,var(--magenta),var(--orange))}
.card::after{content:"";position:absolute;inset:0;border-radius:10px;pointer-events:none;opacity:0;transition:opacity .3s;
  background:radial-gradient(120% 80% at 50% 0%,rgba(229,83,24,.07),transparent 60%)}
.card:hover{transform:translateY(-6px);box-shadow:0 22px 46px rgba(2,53,102,.14);border-color:transparent}
.card:hover::after{opacity:1}
.card .cbody{padding:24px 24px 22px;display:flex;flex-direction:column;flex:1}
.card .cat{font-size:11px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:var(--magenta);margin-bottom:13px}
.card h3{font-size:19px;font-weight:700;color:var(--navy);line-height:1.25;margin-bottom:12px}
.card .val{display:inline-block;align-self:flex-start;font-size:14px;font-weight:800;color:#fff;margin-bottom:14px;
  background:var(--orange);padding:6px 13px;border-radius:3px;letter-spacing:.3px;transition:transform .2s}
.card.b-blue .val{background:var(--blue)}.card.b-mag .val{background:var(--magenta)}
.card:hover .val{transform:scale(1.06)}
.card p{font-size:14.5px;color:var(--slate);line-height:1.55;flex:1}
.card .open{margin-top:16px;padding-top:14px;border-top:1px solid var(--rule);font-size:12.5px;font-weight:600;color:var(--ink)}
.card .open span{color:var(--slate);font-weight:500}
.catband{font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--navy);
  margin:50px 0 22px;display:flex;align-items:center;gap:14px}
.catband::before{content:"";width:28px;height:3px;background:linear-gradient(90deg,var(--magenta),var(--orange));flex-shrink:0}
.catband::after{content:"";flex:1;height:1px;background:var(--rule)}
.catband:first-of-type{margin-top:0}

/* ===== discounts ===== */
.alt{background:var(--cream)}
.disc-sec{background:linear-gradient(180deg,#fbf3f6 0%,var(--cream) 60%)}
.disc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
@media(max-width:760px){.disc-grid{grid-template-columns:1fr}}
.disc{display:flex;justify-content:space-between;align-items:flex-start;gap:18px;background:#fff;border:1px solid var(--rule);
  border-radius:8px;padding:22px 22px 20px;transition:transform .22s,box-shadow .22s,border-color .22s;position:relative;overflow:hidden}
.disc::before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;transition:width .22s}
.disc:hover::before{width:8px}
.disc:nth-child(4n+1)::before{background:linear-gradient(180deg,var(--orange),var(--magenta))}
.disc:nth-child(4n+2)::before{background:linear-gradient(180deg,var(--blue),var(--navy))}
.disc:nth-child(4n+3)::before{background:linear-gradient(180deg,var(--magenta),var(--orange))}
.disc:nth-child(4n+4)::before{background:linear-gradient(180deg,var(--navy),var(--blue))}
.disc:hover{box-shadow:0 12px 28px rgba(2,53,102,.14);transform:translateY(-3px);border-color:transparent}
.disc .dl{flex:1;padding-left:8px}
.disc .dl h4{font-size:16px;font-weight:700;color:var(--navy);margin-bottom:5px}
.disc .dl p{font-size:13.5px;color:var(--slate);line-height:1.5}
.disc .dv{font-size:15px;font-weight:800;white-space:nowrap;text-align:right;padding:5px 12px;border-radius:4px;color:#fff;align-self:flex-start}
.disc:nth-child(4n+1) .dv{background:var(--orange)}.disc:nth-child(4n+2) .dv{background:var(--blue)}
.disc:nth-child(4n+3) .dv{background:var(--magenta)}.disc:nth-child(4n+4) .dv{background:var(--navy)}

/* ===== how ===== */
.how-wrap{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
@media(max-width:880px){.how-wrap{grid-template-columns:1fr;gap:32px}}
.how-photo{border-radius:12px;overflow:hidden;position:relative;min-height:400px;
  background:linear-gradient(160deg,rgba(14,91,166,.18),rgba(155,31,84,.34)),url("https://images.unsplash.com/photo-1543269865-cbf427effbad?w=1200&q=80&auto=format&fit=crop") center/cover no-repeat;
  box-shadow:0 20px 46px rgba(2,53,102,.18)}
.how-photo::after{content:"";position:absolute;inset:0;border:1px solid rgba(255,255,255,.25);border-radius:12px}
.steps{display:flex;flex-direction:column;gap:14px}
.step{padding:20px 22px;border:1px solid var(--rule);border-radius:10px;background:#fff;display:flex;gap:18px;align-items:flex-start;
  transition:transform .2s,box-shadow .2s,border-color .2s;position:relative;overflow:hidden}
.step::before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--orange);transform:scaleY(0);transform-origin:top;transition:transform .3s}
.step:hover::before{transform:scaleY(1)}
.step:hover{transform:translateX(5px);box-shadow:0 10px 24px rgba(2,53,102,.1);border-color:transparent}
.step .sn{font-size:26px;font-weight:800;color:var(--orange);line-height:1;min-width:38px}
.step h4{font-size:16px;font-weight:700;color:var(--navy);margin-bottom:4px}
.step p{font-size:14px;color:var(--slate);line-height:1.5}

/* ===== maintenance ===== */
.maint{border-radius:14px;padding:48px 46px;display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center;color:#fff;
  position:relative;overflow:hidden;background:linear-gradient(120deg,var(--navy) 0%,var(--blue) 55%,var(--magenta) 130%);
  box-shadow:0 26px 60px rgba(2,53,102,.26)}
.maint::before{content:"";position:absolute;inset:0;background:radial-gradient(50% 80% at 92% 10%,rgba(229,83,24,.32),transparent 60%);pointer-events:none}
.maint>*{position:relative;z-index:1}
@media(max-width:820px){.maint{grid-template-columns:1fr;padding:36px 28px}}
.maint h3{font-size:28px;font-weight:800;letter-spacing:-.5px;margin-bottom:14px}
.maint h3 .ac{color:var(--orange)}
.maint p{font-size:15px;color:#dcdcec;line-height:1.6}
.maint .mlist{list-style:none;display:flex;flex-direction:column;gap:14px}
.maint .mlist li{display:flex;gap:13px;font-size:14.5px;align-items:flex-start}
.maint .mlist .k{color:#fff;font-weight:800;flex-shrink:0;background:rgba(255,255,255,.16);padding:3px 11px;border-radius:3px;
  font-size:12px;letter-spacing:.4px;text-transform:uppercase}
.maint .mlist .v{color:#e8e8f0;padding-top:2px}

/* ===== policy ===== */
.policy{display:grid;grid-template-columns:1fr 1.25fr;gap:48px;align-items:stretch}
@media(max-width:880px){.policy{grid-template-columns:1fr;gap:32px}}
.policy-info{display:flex;flex-direction:column}
.policy-info .ptag{font-size:12px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:var(--magenta);margin-bottom:14px}
.policy-info h3{font-size:25px;font-weight:800;color:var(--navy);margin-bottom:14px;letter-spacing:-.5px;line-height:1.2}
.policy-info p{font-size:15px;color:var(--slate);line-height:1.65;margin-bottom:24px}
.policy-meta{list-style:none;margin:0 0 28px}
.policy-meta li{display:flex;justify-content:space-between;gap:16px;padding:13px 0;border-bottom:1px solid var(--rule);font-size:13.5px}
.policy-meta li:first-child{border-top:1px solid var(--rule)}
.policy-meta li .mk{color:var(--slate);font-weight:600}
.policy-meta li .mv{color:var(--navy);font-weight:700;text-align:right}
.policy-actions{margin-top:auto;display:flex;gap:14px;flex-wrap:wrap}
.btn-outline{background:#fff;color:var(--navy);border:1.5px solid var(--rule)}
.btn-outline:hover{border-color:var(--navy);background:var(--navy);color:#fff;transform:translateY(-2px)}
.pdf-frame{border:1px solid var(--rule);border-radius:10px;overflow:hidden;background:#fff;box-shadow:0 18px 44px rgba(2,53,102,.12);display:flex;flex-direction:column}
.pdf-frame .pbar{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:14px 18px;background:var(--navy)}
.pdf-frame .pbar .pt{font-size:12.5px;font-weight:700;color:#fff;letter-spacing:.3px}
.pdf-frame .pbar a{font-size:12px;font-weight:700;color:#ffb59a}.pdf-frame .pbar a:hover{color:#fff}
.pdf-frame iframe{width:100%;height:600px;border:none;display:block;background:#f4f4f7}
@media(max-width:880px){.pdf-frame iframe{height:460px}}

/* ===== faq ===== */
.faq-section-bg{background:var(--ink)}
.faq-section-bg .sec-num{color:var(--orange)}
.faq-section-bg .sec-title{color:#fff}
.faq-section-bg .sec-rule{background:linear-gradient(90deg,var(--orange),var(--magenta))}
.faq{display:flex;flex-direction:column;gap:12px}
.qa{
  border:none;border-radius:10px;overflow:hidden;
  background:rgba(255,255,255,.05);
  border:1px solid rgba(255,255,255,.08);
  transition:background .25s,border-color .25s;
}
.qa:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.15)}
.qa[open]{background:rgba(255,255,255,.07);border-color:rgba(229,83,24,.4)}
.qa summary{
  cursor:pointer;list-style:none;
  padding:20px 24px;
  font-size:15.5px;font-weight:700;
  color:#e8e8f4;
  display:flex;justify-content:space-between;align-items:center;gap:20px;
  transition:color .2s;
}
.qa summary::-webkit-details-marker{display:none}
.qa summary:hover{color:#fff}
.qa[open] summary{color:#fff}
.qa summary .ic{
  width:28px;height:28px;border-radius:50%;flex-shrink:0;
  background:rgba(229,83,24,.18);border:1px solid rgba(229,83,24,.4);
  display:flex;align-items:center;justify-content:center;
  font-size:18px;font-weight:400;color:var(--orange);
  transition:transform .25s,background .25s;
}
.qa[open] summary .ic{transform:rotate(45deg);background:var(--orange);color:#fff;border-color:var(--orange)}
.qa p{
  padding:0 24px 22px;
  font-size:14.5px;color:#9898b4;line-height:1.7;max-width:68ch;
  border-top:1px solid rgba(255,255,255,.07);
  margin-top:0;padding-top:16px;
}

/* ===== cta ===== */
.cta-band{border-radius:16px;padding:62px 48px;text-align:center;color:#fff;position:relative;overflow:hidden;
  background:linear-gradient(120deg,var(--orange) 0%,var(--magenta) 100%);box-shadow:0 26px 60px rgba(229,83,24,.3)}
.cta-band::before{content:"";position:absolute;inset:0;background:radial-gradient(40% 80% at 12% 10%,rgba(255,255,255,.22),transparent 55%);pointer-events:none}
.cta-band>*{position:relative;z-index:1}
@media(max-width:620px){.cta-band{padding:42px 26px}}
.cta-band h2{font-size:clamp(28px,4.4vw,44px);font-weight:800;letter-spacing:-.8px;margin-bottom:14px}
.cta-band p{font-size:16px;color:#ffe9e0;max-width:54ch;margin:0 auto 30px;font-weight:500}
.cta-band .btn-white{background:#fff;color:var(--magenta);box-shadow:0 10px 26px rgba(0,0,0,.16)}
.cta-band .btn-white:hover{background:var(--navy);color:#fff;transform:translateY(-2px)}
.cta-band .btn-line{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.7);margin-left:12px}
.cta-band .btn-line:hover{background:#fff;color:var(--orange);transform:translateY(-2px)}
@media(max-width:520px){.cta-band .btn-line{margin-left:0;margin-top:12px}}

:focus-visible{outline:2px solid var(--orange);outline-offset:3px}

@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}